SHAKER, M.; JAMIL , A. Accounting and Financial Innovation: Impacts on Consumer Behavior and the Digitalization Process. International Journal of Business Management and Entrepreneurship, [S. l.], v. 4, n. 4, p. 62–74, 2025. Disponível em: https://mbajournal.ir/index.php/IJBME/article/view/110. Acesso em: 29 jan. 2026.