Gholami M, Mahmoudi A, Rahmati M, Bayat A. Development of an interpretive structural model (ISM) for the implementation of fintech in the banking industry. IJBME [Internet]. 2025 Sep. 7 [cited 2025 Nov. 21];4(3):13-27. Available from: https://mbajournal.ir/index.php/IJBME/article/view/82